OR · benefits by state
Oregon benefits: SNAP, Medicaid, ACA, WIC and Section 8
Oregon is switching marketplaces this fall, covers children up to three times the poverty line and tests SNAP income at twice it.
Federal and Oregon figures read on official sources on · Checked by Radif Partners · How we calculate
- SNAP maximum, 4 people
- $1,023
- FY 2027, from October 1, 2026
- SNAP gross income limit, 3 people
- $4,554/mo
- 200% of poverty (BBCE)
- Medicaid, single adult
- $1,835/mo
- 138% of poverty
- Children, family of 3
- $6,943/mo
- 305% of poverty, CHIP
- WIC limit, 3 people
- $50,542/yr
- 185% of poverty, to June 30, 2027
- Section 8 very low income, 4 people
- $41,800 to $64,150
- 36 counties or towns, FY 2026
Oregon households can earn up to 200% of the poverty guideline and keep SNAP, $3,607 a month for two people and $5,500 for four in fiscal year 2027, with no limit on savings; the Oregon Department of Human Services runs the program and applications go through the state portal at one.oregon.gov. A father in Eugene raising a teenager on $2,700 a month, with $1,300 in rent, would get about $209. Health coverage comes from the Oregon Health Plan, run by the Oregon Health Authority: adults qualify up to 138% of poverty ($1,835 a month alone), and children up to 305%, $6,943 a month for a family of three. One change matters right now: 2026 plans are sold on HealthCare.gov, but coverage for 2027 is bought on ExploreHealthOR.gov from November 1, 2026.
Household income in Oregon
105% of poverty
$28,800 a year against the 2026 guideline of $27,320 for 3 people
- SNAP food benefitsFY 2027 amounts; $515 utility allowance usedLikely eligible$526/mo
- Medicaid for the parentsOregon: 138% of the poverty guidelineWithin the limitlimit $3,141/mo
- Medicaid or CHIP for the childrenChildren 6 to 18, 305% of the guidelineWithin the CHIP limitlimit $6,943/mo
- Marketplace premium tax creditAmount depends on the benchmark premium where you liveMedicaid comes first108% of 2025 FPL
- Earned income tax credit (2026)2 qualifying children, single or head of householdCredit at tax time$6,282/yr
- WIC (pregnancy or a child under 5)Nutrition risk is assessed at the WIC clinicWithin 185% of povertylimit $50,542/yr
- Section 8 housing voucherLimits are set by county: check yours in the Section 8 lookup.
A first screening under each program's published 2026 rules; every agency counts income and household its own way and decides on your application. How this is calculated.
Open enrollment moves to ExploreHealthOR.gov
Oregon is a state-based exchange that has used the federal platform, so residents enrolled through HealthCare.gov for 2026. According to HealthCare.gov and the CMS list of state marketplaces, enrollment for 2027 coverage opens on ExploreHealthOR.gov on November 1, 2026. Anyone renewing for 2027 should look for their plan there rather than on HealthCare.gov. The premium tax credit follows the federal rules on either site, which in 2026 means no help above 400% of the 2025 poverty guideline. Check the subsidy cliff if your income is near that line.
The Eugene household, line by line
The father earns $2,700, comfortably under the $3,607 line for two; at the federal 130% he would be close to the $2,345 ceiling instead. The 20% earnings deduction takes off $540, the standard deduction $217. Shelter costs are rent plus the Oregon heating and cooling allowance of $515 from the USDA table, $1,815 in all, and the deduction is what exceeds half of the remaining income: $769. Net income lands at $1,174, so the benefit is $209 out of $562. A smaller amount than the maximum, but one that arrives every month on the EBT card.
The same paycheck splits the family for health coverage. The teenager is covered, because children's coverage reaches 305% of poverty, about $5,500 a month for two. The father, at 150% of poverty, is above the adult line of $2,488 and needs a marketplace plan.
How children's coverage is stacked
CMS lists Oregon's Medicaid at 185% for babies and 133% for older children, with CHIP funding coverage above that up to 300%, all delivered through the Oregon Health Plan. In a family of three, Medicaid itself covers a baby up to $4,326 a month and a school-age child up to $3,142; CHIP funding carries both to $6,943. A pregnant woman counted as two qualifies up to $3,426. Families apply once; the agency sorts out which funding stream applies.
Your SNAP shelter deduction
Excess shelter deduction
$769
| Shelter costs | $1,550 |
| Half of income (50%) | $750 |
| Above half of income | $800 |
| Cap | $769 |
Capped: $31 of shelter costs are not deducted.
Portland's limits and the coast
HUD lists 36 Oregon counties in 31 areas. The five counties of the Portland metro area share the top very low income limit for four, $64,150; Deschutes County, around Bend, follows at $60,100, Marion County (Salem) at $50,900 and Lane County (Eugene) at $49,200. Coos County on the south coast is lowest at $41,800.
Washington shares the Portland metro area with Oregon, California runs SNAP as CalFresh at the same 200% line, and Idaho stops at 130% with an asset limit.
SNAP rules in Oregon, FY 2027
Run by the Oregon Department of Human Services · apply online. All households: gross income up to 200% of the poverty guideline, no asset limit.
| Household | Gross income limit | Net income limit | Maximum benefit |
|---|---|---|---|
| 1 | $2,660 | $1,330 | $306 |
| 2 | $3,607 | $1,804 | $562 |
| 3 | $4,554 | $2,277 | $808 |
| 4 | $5,500 | $2,750 | $1,023 |
| 5 | $6,447 | $3,224 | $1,217 |
| 6 | $7,394 | $3,697 | $1,463 |
| 7 | $8,340 | $4,170 | $1,616 |
| 8 | $9,287 | $4,644 | $1,841 |
| Allowance area | Heating or cooling (HCSUA) | Other utilities (LUA) | Telephone |
|---|---|---|---|
| Oregon | $515 | $404 | $81 |
Oregon Health Plan (Medicaid) and CHIP income limits in Oregon
Oregon covers adults up to 138% of the poverty guideline under the ACA expansion. Adults above Medicaid and up to 205% are covered by the Basic Health Program. Since July 1, 2024 Oregon runs OHP Bridge, a Basic Health Program covering adults 19-64 with income between 133% and 200% of FPL at no cost; children (up to 305% with the disregard), pregnant people (190%) and adults (138%) match CMS. Agency: Oregon Health Authority · apply. Marketplace for 2026: HealthCare.gov.
| Group | Limit (% of poverty) | Program | 1 or 2 people | 3 people | 4 people |
|---|---|---|---|---|---|
| Adults 19 to 64 without children | 138% | Medicaid (adult group) | $1,835 | $3,141 | $3,795 |
| Parents and caretakers | 138% | Medicaid (adult group) | $2,488 | $3,141 | $3,795 |
| Pregnant women | 190% | Medicaid | $3,426 | $4,325 | $5,225 |
| Babies under 1 | 305% | CHIP | $5,500 | $6,943 | $8,387 |
| Children 1 to 5 | 305% | CHIP | $5,500 | $6,943 | $8,387 |
| Children 6 to 18 | 305% | CHIP | $5,500 | $6,943 | $8,387 |
Section 8 income limits by county in Oregon
HUD sets the limits for each of the 36 counties or towns of Oregon (31 HUD areas). For a family of four, the very low income limit that opens a Housing Choice Voucher ranges from $41,800 (Coos County) to $64,150 (Clackamas County).
Baker County, OR: FY 2026 income limits
Within the voucher limit
Very low income limit for 3: $38,300 a year
| Extremely low income (ELI), 3 people | $27,320 |
| Very low income (50%), the voucher limit | $38,300 |
| Low income (80%) | $61,300 |
| Your band | Very low income (50%) |
| Adjusted income after HUD deductions | $29,500 a year |
| Estimated tenant payment (30% of adjusted income) | $738 a month |
HUD FY 2026 limits (effective May 1, 2026) and 2026 deductions ($500 per dependent, $550 for an elderly or disabled family). The housing authority decides, and most have waiting lists. How this is calculated.